38.1 Auto Insurance
Answer the following questions regarding Auto Insurance.
Many of these answers can be found either by talking with your parents or by looking at this Website. Complete Modules 3, 4, and 5 before going further.
- http://www.ohioinsurance.org/key02/module_main.asp
- http://www.ohioinsurance.org/key02/module_module4.asp
- http://www.ohioinsurance.org/key02/module_module5.asp
You may complete Modules 1 and 2 for additional credit in the next post.
- What is an insurance policy?
- Is an auto owner required to obtain auto insurance?
- What is required if an auto owner does not have auto insurance?
- What insurance company covers your family’s automobiles?
- What is the name of your insurance agent?
- What is the minimum amount of liability insurance required to satisfy the financial responsibility law?
- What type of insurance will pay for medical and funeral expenses no matter who caused the accident?
- What evidence of insurance must you keep in your car at all times?
- Where is this evidence located at right now in the car you drive most often or ride in?
- What type of insurance protects you against a claim for damage to another auto or other property, for an accident in which you are at fault?
- What type of coverage protects you against loss resulting from an injury to a passenger, for an accident in which you are at fault?
- What type of coverage pays for the damage to your car caused in a car accident?
- What type of coverage protects the owner from loss due to a hit-and-skip accident?
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we can’t see the questions on this post…
1. An insurance policy is a contract that describes what the
insurance company promises to pay under certain conditions
2. No
3. Proof of financial responsibility
4. Safeco
5. Jeff Harper
6. $12,500 for any one person killed or injured in an accident
caused by the policyholder. $25,000 as a total limit for all
persons killed or injured in an accident caused by the
policyholder. $7,500 for property damage caused in the
accident.
by the policyholder
7. Medical Payments
8. Auto Insurance Identification card
9. It’s located in the center console
10. Proper Damage Liability
11. Bodily Injury Liability
12. Collision
13. Uninsured Motorists
1. What is an insurance policy? written contract or certificate of insurance
2. Is an auto owner required to obtain auto insurance? yes
3. What is required if an auto owner does not have auto insurance? Their licence can be suspended or even revoked until they get insurance
4. What insurance company covers your family’s automobiles? Allied Insurance
5. What is the name of your insurance agent? M. Schmidt
6. What is the minimum amount of liability insurance required to satisfy the financial responsibility law? $20,000 per person; $40,000 per accident; $15,000 per damage to the other party.
7. What type of insurance will pay for medical and funeral expenses no matter who caused the accident? Medical payments coverage
8. What evidence of insurance must you keep in your car at all times? Your proof of insurance card
9. Where is this evidence located at right now in the car you drive most often or ride in? in the glove box
10. What type of insurance protects you against a claim for damage to another auto or other property, for an accident in which you are at fault? Property damage liabilty coverage
11. What type of coverage protects you against loss resulting from an injury to a passenger, for an accident in which you are at fault? Bodily injury liability coverage
12. What type of coverage pays for the damage to your car caused in a car accident? Collision coverage
13. What type of coverage protects the owner from loss due to a hit-and-skip accident? Uninsured motorist coverage